Tips for Mortgage Refinancing
Follow these steps to better understand the process of mortgage refinancing and to set yourself up for the best possible outcome. Call CHOICE ONE today!
Do I Really Need a 20% Down Payment to Buy a Home?
The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to put 20% down.
62% of Buyers Are Wrong About Down Payment Needs
The lack of knowledge about the home-buying process is, unfortunately, keeping many motivated buyers on the sidelines.
VIDEO: Put Less Than 20% Down – and Avoid PMI!
When purchasing a new home, you DO NOT have to put 20% down to avoid paying Private Mortgage Insurance or PMI. In this video, we show you how - and…
VIDEO: FHA vs Conventional Purchase Loans – What’s Best for Me?
A purchase loan example detailing the differences between FHA and Conventional (Fannie Mae) loans. Actual rate and payment comparisons and the Pros and Cons of each are explained in full.…
Recalculate Your Mortgage Payment at a Lower Balance – without Refinancing!
Come into some money? Try recasting your mortgage! We allow you to pay down your balance and we will recast your monthly payment, at current rate and term!
Should I Impound my Taxes and Insurance?
Is it better to impound my property taxes and homeowners insurance into my monthly mortgage payment? Many of our clients prefer to have their taxes and insurance impounded in their…
Should I Lock or Should I Wait?
When buying a new home or refinancing, how will I know when to lock my mortgage rate? "Interest rates rise like a rocket and fall like a feather." This old…